Buy to let Insurance

Buy to let insurance (also known as landlords insurance) is crucial for anyone who lets a property in the UK. Many people are still unaware that generally a standard home insurance policy will not cover a property once it starts being let. As a specialist we can provide you with a comprehensive policy made specifically for buy to let properties.

As standard our policies include property owners liability of £2,000,000 which would be used in the following examples:

The tenant injures themselves falling down the stairs and holds you liable
A kitchen cabinet falls off the wall injuring the tenant and they hold you liable

As a specialist we can provide cover for all types of tenant ranging from professional, working, DSS, students, retired and asylum seekers. To make sure we offer you the a competitive quotation we search a large panel of insurers and provide you with comparative quotations from each one. This allows you the choice of choosing a policy based on price, excesses and the cover provided. If you are unsure of which policy would best meet your needs then we can try and advise you.

You may find that certain situations will have an effect on the premium or terms on your insurance policy. For example if you have dss tenants in your buy to let house then you may find that you have a slightly higher excess than if the property was occupied by professionals. As a broker we can search around to find terms, premiums and excesses which match you requirements and are competitive.