Unoccupied property Insurance

It can be very to obtain unoccupied property insurance since many insurers consider a vacant property to be quite a high risk since there is no one in the property to keep an eye on any potential thefts, leaks, fires and such like which could result in quite high losses. However as a broker specialising in unoccupied properties, we can provide online quotations and provide quotes over the telephone if you feel your requirement is more specific than what we offer online.

There are several reasons why you may have a requirement for unoccupied property insurance, the following is just a small sample of reasons:

Purchased a new property
A let property has become vacant
You are in the process of selling a property
You are purchasing a new property

When arranging insurance for an unoccupied property you should ensure you carefully read the quote and policy details carefully before proceeding with cover since there may be specific exclusions on the policy which may not be present on an occupied property, the benefit of using a broker like ourselves is that we can discuss any exclusions so you are happy before you proceed with cover. For example if you had a vacant property then perils such as flood may be excluded for obvious reasons such as there being no tenant within the property to monitor for such situations.