Public liability Insurance As a broker specialising in public liability insurance we can provide you with very competitive quotations instantly online through our quick quote facility. The benefit of using a broker over going direct to an insurer is that we can search a huge panel of insurers in a matter of seconds rather than you having to approach each one which could essentially take a very long time.
Not only can we provide you with a quotation for public liability insurance but we can also provide employers liability insurance which is a legal requirement for companies in the UK with employees.
Many people fail to fully understand why they should have public liability insurance , the main reason for having liability insurance is to cover the potential claims against you should you accidentally cause injury or property damage during the course of your work.
The following is a list of examples where public liability insurance may come into play:
As a builder you left a tool on the floor which someone then tripped on and injured themselves.
Whilst working as a roofer you dropped a tool which landed on a vehicle parked below and caused damage
The following is just a limited list of trades we can usually provide public liability cover for:
Please select a trade
Accountant
Accountant/Bookkeeper
Acoustic engineers
Actuarial Consultancy
Actuary
Acupuncturist
Administration
Advertising
Advertising Agency
Advertising Consultancy
Aerial and Satellite Dish Erectors
Aerobic/Fitness Instructors
Agricultural contractors
Air Conditioning Contractor
Alarm and CCTV Installer
Alarm Installer
Architect
Aromatherapist
Artexers
Artist
Artistic Painter/Sculptor/Potter
Auditing
Author
Barrister
Bath Resurfacer
Bathroom Installer
Beautician including Hairdressing
Beautician(Mobile)Excludes Massage/Aromatherapy
Bedroom Furniture Installation
Bricklayer 15 Metre Height Limit
Bricklayer No Height Restriction
Builder (a) non-industrial
Builder (b) industrial with 15m height restriction
Builder (c) industrial without height restriction
Business Consultant/Advisor
Butler
Cake making and decorating
Canvasser
Car Valeter
Car Window Etching
Carpenter
Carpet / Upholstery Cleaner
Carpet Fitter
Cartographer
Cartoonist
Caterer
Cavity Wall Insulation
CCTV Installation
Ceiling Contractor
Chartered Surveyor
Chauffeur
Chef
Chimney Sweep
Claims Assesing
Cleaner
Clerical Services
Commissioners for Oaths
Composer
Computer Consultants
Computer Repairs/Maintenance
Computer Software Developer & Consultant
Conservatory and Porch Erector
Consultant surgeon
Conveyancing
Courier
Curtain / Blind Fitter
Dance Instructors
Dentist
Design Consultancy
Desktop Publishing Services
Dietitian
Doctor(Medical)
Dog Grooming
Dog Walker
Dog Walkers & Pet Sitters
Domestic Appliance Installation / Repair
Domestic Shed / Garage Erector
Domestic Wheelie Bin Cleaner
Double Glazing Installation
Drain Cleaner
Draught Proofing
Draughtsman
Dressmaker/Tailor/Curtain Maker
Driving Instructor
Dryliner
Drystone Waller
Ductwork Installation
Editorial Consultancy
Electrical Appliance Servicer
Electrical Contractor
Electrical Contractor(3 Phase)
Exhibition Stand Erector
Fencing Contractor
Feng Shui Consultant
Financial Advisory Service
Financial Market Trading
Financial Services
Fire Surround Installation
Fitted Furniture Installation
Floor Contractor
Floor Tiler ( Incl. Vinyl Floors )
Flower / Plant Arrangers
French Polisher
Furniture Repair & Restoration
Garage & Shed Erectors (Domestic)
Garage Door and Gate Fitters
Garden Designers
Gas Fitter
Glazier
Graphic Designer
Grave Digger
Gravediggers
Groundworkers(Excluding Road Surfacing)-1m depth
Groundworkers(Excluding Road Surfacing)-3m depth
Groundworkers(Including Road Surfacing)-1m depth
Groundworkers(Including Road Surfacing)-3m depth
Guttering / Facia Board Fitter
Hairdresser
Health and safety consultant
Heating
Heating Engineers
Home Tutoring
House Sitters
Information Technology Consultants
Insurance
Insurance Advisor
Insurance Agent/Consultant
Insurance Assessor
Insurance Broker
Insurance Consultancy
Insurance Intermediary
Interior Design
Interior Designer
Investment
Investment Banking
Investment Consultancy
Investment Management
Ironing Services
Joiner
Kitchen Installation
Kitchen Installers (Corgi Registered)
Landscape Gardener
Landscape Gardeners(including paving,paths,drives&patios)
Lawyers
Leaflet Distributors
Legal
Licensing Consultancy
Lift Installation
Lift Maintenance
Linguistics
Locksmith
Loft Conversion Contractor
Loft Insulation
Loss Adjuster
Loss Assessor
Market Research
Marketing Consultancy
Massage
Mastic Sealant Contractor
Mastic Sealant Contractor inc external work
Milk Delivery Roundsmen
Monumental Mason
Mortgage Broking
Motor cycle courier
Music Publisher
Music Teachers(Private Tuition)
Nail Technician(Mobile)
Nutritionist
Occupational therapist
Office Equipment Repairers
Office Fitter
Orthopedic
Osteopath
Paediatrician
Painter and Decorator
Painters and decorators – excluding use of heat
Partitioning Contractor
Pathologist
Paving Path, Drive and Patio Contractor
Personnel Consultancy
Photographers (Excluding Studios)
Physiotherapist
Piano Tuner
Plasterer
Plumbing
Plumbing & Heating
Private Tutors
Property Consultancy
Property Letting
Property Maintenance and Repair
Property Management
Psychiatrist
Psychoanalyst
Psychologist
Psychotherapist
Public Relations Consultant
Publiclity Management
Quantity Surveyor
Real Estate Valuation
Reflexologist
Refrigeration Engineers
Research Consultancy
Roller Shutter Door Installation
Roofer excluding use of heat
Roofer Flat (Fibreglass & Resin) Excludes Heat
Satellite & TV Installer
Screenwriting
Script Writing
Sculptor
Secretarial Services
Shopfitter
Sign Erector / Sign Writer
Solicitors
Speech therapist
Stair/Chair Lift Installation(Domestic)
Statisticians
Steam Cleaner (Paths,Patios&driveways)
Stockbroking
Stone Mason
Surveyor of buildings
Suspended Ceiling Contractor
Swimming Pool Installer
Tax Consultancy
Taxi Driver
Taxidermist
Telecommunications Consultancy
Telemarketing
Telephone Answering Service
Telephone Engineer
Telephone Point / Extension Installation
Telesales
Television Repairing
Telex Bureau
Textile Consultancy
Threatre and ticket agency
Ticket Agency
Tiler
Timber Decking Contractors
Town Planning
Training Consultant
Translation
TV Aerial Erector
TV and Video Installation
TV and Video Repair/Servicing
Typewriter Services
Typing and Copying Bureau
Underwriting Agency
Upholsterers
Vacuum Cleaner Repairs/Servicing
Valuation - Real Estate
Valuer
Ventilation
Wall Tiler
Window Cleaner
Word Processing
If you are unsure what occupation to select when applying for a quote then we recommend you contact us and we will discuss which occupation(s) most accurately describes your activities and take you swiftly through a quotation. If you select an occupation which doesn't accurately describe what you do then you may find that the cover is in fact void, if in doubt please do contact us.